Most investments plan in Public Provident Fund. Specially Mutual Funds., or Post 🏣 Office conducting Savings Schemes ( POSS ) which may offer attractive returns .

While PPF and POSS investments offers with no worry guaranteed handsome returns, mutual funds whose comes with higher risk . They are directly linked to market volatility because the MF companies mostly invest yours money in Stock Market's.

If you invest Money in regular investment is the best Saving option when it comes to generating Money 💰🤑 in the long lasting run.

There are so many investments plan available in the market. It is very difficult task to decide which investment plans will suitable for you which gives best and presents higher returns. Some of the best Saving investments plans that offer handsome returns include Public Provident Fund ( PPF ) . Mutual Funds ( MF ) and post office Saving Scheme ( POSS ).

Selecting the suitable investment option to much depends on your investment goel which you have studied and choose with risk factors.

Let's know about all these investment plans in detail.

                  Public Provident Fund ( PPF )

The PPF  is the GOVT - orgined investment plan in which you will get guaranteed returns. It works on the basis of small savings and will encourage you to save amount in a responsible manner to make build a suitable fund over all.

The PPF account earns 70% interest per annum. The investment is fully secure compared to other plan because it is backup by the Government of India. However in these investments pakages have alock- in period of 25 years.

PPF investments are also suitable for tax deduction under upto 15 Lakhs per annum under Section 80 C of the Income Tax Act 1961.

                       Mutual Funds ( MFS )

In this field the invested amount in their plans are mainly pumped into Equity of Stock Markets.Mostly MF higher returns compared to several other companies investment options, with including PPF the post office 🏤 savings.

The respective returns are subject to Market Volatility and deserve with higher risk factors. Any body can be loose their funds in case if market crash or other unfavorable conditions. But mutual fund managers try little risk by investing yours amount across in various terms in the Stock Market.

With comparering to other plans . Mutual Funds offer to make more liquidity as you can sell your investments for liquidately profitable return within a time.

                Post 📯 Office Savings Schemes ( POSS )

The post offices have Savings Schemes ( POSS ) in many investment options, which is related with savings small amounts. POSS  aims to offer with out ( Risk Free ) and contains guaranteed returns to the Investors.This invested options may be listed under it containing Post Office Savings Account.which are mainly Monthly Income Scheme Account. Post Office Time Deposit Account. Senior Citizen Savings Scheme ( SCSS ).

National Savings Certificates and others.All of these schemes give suitable returns on different rates of interest.

In yours investments You can claim Tax deductions up to Rs 15 Lakh per year under section  80 C for the invested amount in their Schemes of Post Office Savings Schemes.

Akhilesh Dwivedi