The Lic's Saral Scheme is very much popular in investors because in this scheme anyone has to pay in this scheme is only 1 time and after maturity the investor will get  Rs 12388 in person month. For this scheme the age limit between 40 years to 80 years. 

Those people who are in service often worry about their retirement planning. All of know everyone can work only till 60 years then he will retired and source of income will reduce, a regular pension is needed to ensure with happy no shortage of income for expenses after retirement. For this solution Lic's pension plan may be a good option. Because Lic offers many pension plan to it's customers. One of these is Lic Saral Pension plan. This yogana has only single premium only pay on time. You will get a handsome pension by investing your amount. 

             One time Premium will have to paid

In this Saral Pension Yogana, only one time amount is invested and the investors can get facilities with their spouse. The age is required between with 40  - 80 years. You will continue to receive pension after your total sum amount. The investors have to pay a full amout ( According to Scheme) at the time of choosing the Scheme. The special things about in the plan that the amount of pension one starts with the same amount of pension one starts with the invested value of pension will get whole life. If anyone wants to close the policy he can surrendered any time after 6 month of investing period. 

                 Full Plan Options

The procedure of plan you will receve pension monthly, quarterly, half yearly or annually. Monthly is Rs 1000 , quarterly Rs 3000 half yearlyRs 6000 and annually Rs 12000. There is no limit the maximum amount of pension in this scheme. Suppose you are 42 years old and you are buying an amount of Rs 30 lakhs than you will get monthly pension of Rs 12388. If you need more amount of pension than you have deposit the higher amount in lump sum premium. 

       To get a loan in your Policy

After completing the Scheme of 6 month of the launch date , you will take loan under Lic's Seral Pension Scheme, suppose you are in need for yours family purpose at once you may withdraw the amount deposited in the Scheme. On surrender of this Yogana the investor will get back 95% of the base price. 

             Disclaimer

Here this is given information for the knowledge of your interest in this Policy. If you want to adopt this Policy you make consult  theLic office for full details. This advice is given before anyone wants to invest in this Scheme must clearify all details related this Scheme. 

Akhilesh Dwivedi