If you're a regular shopper on Flipkart who has been using the Flipkart Pay Later option but now wishes to close it, you've come to the right place. Flipkart Pay Later is a convenient payment method for those who prefer paying for their purchases on a monthly basis. However, this option is available to eligible customers only. If you're considering deactivating your Flipkart Pay Later account, we've got you covered. Here's a step-by-step guide on how to close Flipkart Pay Later permanently:

1. Access Your Flipkart Account:

Start by logging into your Flipkart account using the email/phone number and password you used to create it.

2. Go to the Flipkart Help Center:

Once you're logged in, navigate to the Flipkart Help Center. You'll typically find your profile icon in the upper right corner.

3. Locate the 'Chat' or 'Callback Option':

On the Help Center page, look for the "I want help with other issues" option. Click on it, and then select "others" at the bottom of the list. From the drop-down menu, choose "others" again. You will now see the callback option.

4. Request a Call Back:

After selecting the callback option, you'll receive a call from a Flipkart customer representative within 5 to 10 minutes. Politely explain to the support team that you want to disable your Flipkart Pay Later account permanently, not just deactivate it temporarily.

5. Account Closure and Timeline:

Once you've spoken with the customer representative, your Flipkart Pay Later account will begin the process of closure, which typically takes about a month. Be patient during this period. The closure will eventually be reflected on your CIBIL report as "closed," usually within 2-3 months.

Send an Email for Closure Request:

Alternatively, if you're still unsure how to close your Flipkart Pay Later account, you can send an email to Flipkart at "Cs@flipkart.com" from your registered email address, requesting account closure. Make sure to clearly mention your account closing request in the email subject, e.g., "Flipkart Pay Later Closure Request." Here's an example of the email format you can follow:

After sending the email, a Flipkart representative will either respond to you via email or call you on your registered phone number. Keep in mind that sending an email is an alternative method and does not guarantee a response or account closure. If you want to know how to disable Flipkart Pay Later, it's recommended to use the first method of contacting the help center.

Consider Contacting RBI Ombudsman:

The Reserve Bank of India's Ombudsman handles complaints and concerns related to financial services, including your Flipkart Pay Later account. You can submit your issue to them, explaining the situation and the steps you've already taken. Make sure you have all the relevant information before making your complaint to the ombudsman.

Things to Remember Before Closing Your Flipkart Pay Later Account:

Clear all outstanding dues before closing your Flipkart Pay Later account to ensure a smooth closure process.

After requesting account closure, you should receive a No Objection Certificate (NOC) from your Flipkart Pay Later lending provider (IDFC First Bank) within 2-3 weeks. If you don't receive it, don't hesitate to inquire about it through the Flipkart help center.

Keep in mind that closing your Flipkart Pay Later account is irreversible. Once closed, you won't have the option to reapply for Flipkart Pay Later.

Closing your Flipkart Pay Later account is a significant decision that comes with essential considerations. We hope this guide on "how to close Flipkart Pay Later" assists you in successfully closing your account.

Conclusion: How to Close Flipkart Pay Later: A Step-by-Step Guide

closing your Flipkart Pay Later account can be a straightforward process if you follow the steps outlined in this guide. Remember to clear any outstanding dues, request account closure through the Flipkart Help Center or via email, and be patient during the closure timeline. Keep in mind that this decision is irreversible, so make sure it aligns with your financial needs. We hope this guide has been helpful in assisting you with the process of closing your Flipkart Pay Later account. If you have any more questions or need further assistance, don't hesitate to reach out to Flipkart's customer support. #Flipkart #PayLater #AccountClosure #FinancialTips

Frequently asked questions (FAQ): How to Close Flipkart Pay Later: A Step-by-Step Guide

Q1: What is Flipkart Pay Later, and why would I want to close it?

A1: Flipkart Pay Later is a payment option that allows you to make purchases on Flipkart and pay for them later in convenient monthly installments. You may want to close it for various reasons, such as not using it anymore, managing your financial accounts, or concerns about outstanding dues.

Q2: How can I check if I'm eligible for Flipkart Pay Later?

A2: To check your eligibility for Flipkart Pay Later, go to your Flipkart profile. This option is currently available to eligible customers only.

Q3: What is the process for permanently closing my Flipkart Pay Later account?

A3: To permanently close your Flipkart Pay Later account, follow these steps:

Log into your Flipkart account.

Go to the Flipkart Help Center.

Locate the 'Chat' or 'Callback option.'

Request a call back from Flipkart customer support and ask them to help you close your Pay Later account.

Your account will be in the process of closing, and it will be noted as "closed" on your CIBIL report in the following 2-3 months.

Q4: Is there an alternative method to request account closure?

A4: Yes, you can send an email to Flipkart at "Cs@flipkart.com" with the subject "Flipkart Pay Later Closure Request." They will either reply via email or call you on your registered phone number. This method is an alternative and may not guarantee closure.

Q5: What should I do before closing my Flipkart Pay Later account?

A5: Before closing your account, ensure that you clear all outstanding dues. You'll also receive a No Objection Certificate (NOC) from your lending provider (IDFC First Bank) within 2-3 weeks. If you don't receive it, inquire through the Flipkart Help Center. Remember that closing your account is irreversible.

We hope these FAQs help clarify the process of closing your Flipkart Pay Later account. If you have more questions or need further assistance, feel free to contact Flipkart's customer support.

Written by: Md Muktar Hossain